কিছু ফিনফ্লুয়েন্সারদের কথা শুনে চলার সম্ভাব্য ঝুঁকি

In recent years, financial influencers, or "finfluencers," have gained massive followings on social media platforms, offering advice on everything from mutual funds to personal finance tips. While many finfluencers share valuable insights, there are several risks associated with relying solely on their advice:

1. Lack of personalisation/ Generic advice

   Finfluencers often give generic advice that may not suit your personal financial situation. Financial strategies that work for one person may not be right for another, especially without considering income, debt, risk tolerance, or long-term goals.

2. Focus on Short-Term Gains

   Some finfluencers promote mutual funds based on recent performance, which can be misleading.      

They might not emphasize the importance of long-term growth or diversification. Chasing short-term returns can result in higher risks and potential losses.

In conclusion, while finfluencers can provide helpful insights and spread awareness about personal finance and mutual funds, it’s important to approach their advice with caution.