… performance of Debt Funds? Debt Funds invest our money in interest-bearing securities like bonds and money market instruments that promise to pay regular interest. These interest payments are received by the fund which in turn contributes to the total return we, as …Read more

… a key strategy for achieving this balance, as it allows you to spread your investments across different asset classes … what portfolio diversification is, especially related to mutual funds, and how it can help you achieve the returns on … you can invest in all markets through a single Mutual Fund Scheme.  For instance, Multi Asset Allocation …Read more

… It’s a misconception that Debts Fund have no risk just because they don’t invest in equities. It’s true that Debt Funds are less risky compared to Equity Funds but that doesn’t mean Debt Funds guarantee …Read more

… different Risk Factors? Equity Funds invest in stocks of companies while Debt funds … . International Equity Funds also face currency risk due to fluctuations in exchange rate. Equity funds are more … Both types of funds are prone to liquidity risk i.e the fund manager may find it difficult to sell some holdings …Read more

Is withdrawing my investment from Mutual Funds difficult? Are you worried about losing access to your money once invested in a Mutual Fund? In fact, you’ll have complete freedom to withdraw …Read more

… Funds different from FMPs? Debt mutual fund investors are faced with two primary risks, interest … G-Secs address credit risk well, they are prone to high-interest rate risk. On the other hand, …Read more

… start retirement planning as soon as possible. Certain Mutual Fund schemes fall under the category of solution-oriented … higher investment premium. Start early to give yourself the best opportunity for a stress-free and relaxing transition …Read more

Why should one not be bothered by volatility in mutual funds? During a long drive, do you worry about your speed or the destination and how to get there? Obviously, you don’t count the bumps but … clocked to reach your destination. Similarly, a mutual fund can have numerous bumps in the short-term but the …Read more

What are Fixed Income Mutual Funds? Fixed income mutual funds are those mutual fund schemes whose underlying assets are fixed-income … Invests in Fixed Income Securities: It aims to generate returns by investing in bonds and other …Read more

… in terms of time horizon and risk profile. Overnight Funds invest in debt securities maturing the next day. Liquid … maturing within 91 days. Thus, Liquid Funds are prone to higher interest rate, credit and default risk than … Funds since the money comes back to the Overnight Fund the next day when the maturing securities are sold by …Read more