Lumpsum Investment Calculator
Plan your financial goal by calculating the lumpsum amount required,
considering your present investment.
₹  
Years  
%  
% 
Disclaimer:
Past performance may or may not be sustained in future and is not a guarantee of any future returns.
Please not that these calculators are for illustrations only and do not represent actual returns.
Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.
₹  
%  
₹1.27 Lakh


%  
Years 
Disclaimer:
Past performance may or may not be sustained in future and is not a guarantee of any future returns.
Please not that these calculators are for illustrations only and do not represent actual returns.
Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.
What is a Lumpsum Investment?
A lump sum investment, also known as a onetime investment, is a form of investment where you invest once, allowing your invested money to generate compounding returns over a provided time frame.
What is a Lumpsum Investment Calculator?
A lumpsum investment calculator is a software tool you can use to calculate an estimated maturity value of your lumpsum investment in mutual funds.
In simple terms, a mutual fund lumpsum calculator will tell you the estimated future value of your investment made today at a certain rate of interest.
For instance, if you invest Rs. 2 lakhs for ten years at a 12% interest rate. According to the lumpsum return calculator, the future value of your investments would be your corpus value, which will be Rs. 6,21,169.64. But this is only an estimation of what the returns would be, not the actual value, since mutual funds are subject to market movements.
How to Use MFSH Lumpsum Investment Calculator?
The Mutual Funds Sahi Hai (MFSH) Lumpsum investment calculator is an easytouse online tool that anyone could use. In the lump sum investment calculator, you need to enter the basic specifics, such as:
a) Initial Investment Amount
b) The Return of Rate
c) Years of Investment (Tenure)
Once these details have been entered into the tool, you can find the estimated future value of this lump sum mutual fund investment.
Formula to Calculate Lumpsum Mutual Fund Returns
The redemption value of your mutual fund lumpsum investment will be based on the market performance of the investments, as mentioned above. However, the mutual fund lumpsum calculator uses the same formula to estimate the returns from the lumpsum investments. The formula used is:
A = P (1 + r/n) ^ nt
r  Estimated Returns
P  Principal Contributions
T  Total Duration
n  Number of contributions
Calculations with an example 
Principal: 50,000
Rate of return: 12%
Duration: 10 Years
A = P (1 + r/n) ^ nt
= Rs. 1.55 lakhs (This will be the estimated redemption value.)
How Can a Lumpsum Investment Calculator Help You?
This lumpsum investment calculator can help you with the following:
Providing estimated returns from the entire investment period.
Although mutual funds are subject to market fluctuations and can't be predicted, the investment calculator would provide the necessary calculations (without manual calculation errors.)
It is also simple and easy to use and ensures calculators are made relatively easy. The mutual fund lumpsum calculator ensures that you plan your finances better based on the estimated return.
How Does this Lumpsum Investment Calculator Work?
The lumpsum investment calculator, that is available on the Mutual Funds Sahi Hai Portal, applies the abovementioned formula to the essential variables provided in the required slots, and instantly gives you the estimated value within seconds.
It is important to note that actual returns may vary. Factors such as fees, taxes, and market fluctuations can influence the actual performance of the investment.
Advantages of Using MFSH Lumpsum Investment Calculator
This lumpsum investment calculator is a financial tool that comes with a host of merits, such as:
1. It Allows You to Decide the Amount to Invest: You can understand the significant lumpsum amount needed to acquire an ideal maturity value based on this estimation.
2. Ease of Investment Planning: This calculator can also serve as one of the tools used for mutual fund investment planning.
FAQs
Q1. How is a lumpsum investment a good choice?
It depends on the investor's financial goals, whether they want to invest in lumpsum form or SIP. But, a lumpsum investment can be a good choice of investment for longterm investors, investors do not have to be reminded to pay at every interval,
Q2. Will the lumpsum calculator give me accurate results?
The calculator will give you accurate calculations, but it is not the exact outcome of the investment  given that mutual funds are subject to market risks and returns cannot be predicted.
Q3. What is the formula used by the Mutual Funds Sahi Hai lumpsum investment calculator?
The formula used by this calculator is A = P (1 + r/n) ^ nt.
Q4. When should I prefer a lumpsum investment?
A lump sum investment can be done during a market downturn. When the prices are low, you can buy more units, which can appreciate and provide you with good returns in the long run.