गुंतवणूक स्कॅम्सपासून स्वतःला कसे सुरक्षित ठेवायचे?

Investment scams often come with exciting opportunities that are too good to be true, along with fake experts. Let's break down some popular scams in the country and how you can steer clear of them.

1. Fast Money = Fast Trouble

   Scams that promise fast and massive returns often fall under this category. Whether it's a stock tip or mutual funds that's "set to explode," these offers promise wealth in no time. In reality, legitimate investments always come with risks and take time to grow.

   If someone guarantees profits with zero risk, walk away. You should not invest money without conducting thorough research.                

2. Pyramid Schemes

These schemes are designed to look like actual investments but rely on new investors to pay off earlier ones. Eventually, when no new recruits join, the entire system collapses.

Avoid any scheme that focuses on recruitment or promises commissions for bringing in new members. Real investments do not require a recruitment structure.

3. Finfluencers: Understanding the Challenges of Online Information

Finfluencers are financial influencers. With the rise of finfluencers on social media, some may provide genuine information; however, some may lure you with too-good-to-be-true schemes which promote high-return at a zero-risk. Some may also be paid to promote fraudulent schemes or risky investments without proper warnings. Therefore, you need to cross-check any advice from social media finfluencers with a registered/certified financial advisor.

4. Fake Investment Apps

Scammers create apps or websites that promote enticing returns, often using fake dashboards to show your investment growing. These scammers impersonate official Mutual Fund sites to lure you in. When you attempt to withdraw your money, the site may vanish, taking your funds with it.

Hence, stick to known and regulated platforms . Always check for details such as their URL and physical address on their website. By staying cautious, you can protect your hard-earned money from falling into a scammer's hands